Downloads
Forms, policies & reports
Membership and loan forms, bylaws, policies, annual reports, and meeting notices with format and date labels.
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Application Forms
Membership Application Form
Complete this form to apply for membership, attaching a copy of your ID and one passport photo.
Loan Application Form
Standard application form for all loan products, including the guarantor declaration section.
Next of Kin Update Form
Update your registered next of kin and beneficiary details.
Share Top-Up Form
Purchase additional shares or capitalise your dividends into share capital.
Savings Withdraw Form
Request a withdrawal from your SACCO savings account. Complete and submit this form to the secretariat.
Bylaws & Governance
SACCO Bylaws & Constitution
The governing bylaws of the SACCO as registered and amended by the Annual General Meeting.
Loan Policy
The current loan policy covering products, limits, interest, guarantees, and recovery procedures.
Annual Reports
Annual Report & Audited Financials 2025
Full annual report including the audited financial statements for the year ended 31 December 2025.
AGM Notices & Minutes
AGM 2026 Notice & Agenda
Official notice, agenda, and proxy form for the 15th Annual General Meeting.
AGM 2025 Minutes
Minutes of the 14th Annual General Meeting, for confirmation at the 2026 AGM.
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